- Definitions & Cookies
Unless specifically stated otherwise, “we” or “our” or “us” refer to Lee Spano, Creatness and any associated companies, trusts or other entities, as well as employees, officers, directors, agents, licensors and contractors.
“Website” refers to this website and its code, contents, pages, links, publications, products, goods or services, and other information or content created or provided by us, including blogs, social media or other posts, images, video and audio.
The material in this website is protected by copyright under the laws of Australia and through international treaties, other countries.
Except as permitted under the Australian Copyright Act 1968 (Cth), for example for the services of the Crown or in reliance on one of the fair dealing exceptions, that is, a fair dealing for the purposes of research or study, no part of this website may be reproduced, stored in a retrieval system, communicated or transmitted in any form or by any means without our prior written permission. If you wish to request such permission, please E-mail or visit the Contact page.
The information contained within the website is for your personal, non-commercial use only. You must not use it for commercial purposes or to otherwise conduct any business unless you have written permission from us.
- Website Usage
You agree any content downloaded or otherwise obtained through this website is done at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data or any other loss, that might result from the use of this website.
You acknowledge the website could include technical inaccuracies or typographical errors, and even though we do our best, we make no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of any information or material accessible through this website.
From time to time and without notice to you, the website or its content may change or be suspended or otherwise unavailable, or software may malfunction. This might be due to a technical failure or a security or virus issue beyond our control. Therefore, you agree this is not our responsibility and not to make any claim or demand against us in this regard.
- External Links and Third Party Providers
This website or its content may provide links to other websites or pages. These are not operated or provided by us and are beyond our control. These links are provided for convenience, education, general information or by third party advertisers. Therefore, we do not expressly or impliedly endorse or recommend any site or product or service found there. You access those sites and use their products and services solely on your own risk. Therefore, you agree this is not our responsibility and not to make any claim or demand against us in this regard.
You understand third party businesses may assist us in providing services related to this website, such as Email subscriptions (eg. Aweber or Mailchimp), online payment processing (eg. Paypal), or website hosting and creation services (eg GoDaddy). These companies and services are beyond our control. Therefore, you agree this is not our responsibility and not to make any claim or demand against us in this regard.
This website uses Facebook Pixel which may collect usage data from this website through cookies or like computer code. By using our website you confirm your consent to the use of Facebook Pixel. Further, you agree Facebook Pixel is not our responsibility and not to make any claim or demand against us in this regard.
This website uses Google Analytics which may collect usage data from this website through cookies or like computer code. By using our website you confirm your consent to the use of Google Analytics. Further, you agree Google Analytics is not our responsibility and not to make any claim or demand against us in this regard.
- No Advice – Disclaimer
The information contained in this website is not intended to be, and does not purport to be, investment advice or any other form of advice, and so it must not be relied upon or construed as such. The information is provided solely for education or general information purposes. In particular, it does not intend to be, and does not purport to be, general financial advice or specific financial advice.
No consideration has or can be given to the recipients of this information and their individual investment objectives, financial situations or other specific circumstances. In this regard, you should consult your own licensed financial, business or other advisors. We are not licensed investment, financial or other advisors of any kind, and so, to the extent permissible by law, no responsibility or any form of contractual, tortious or other liability is accepted for decisions made on the basis of the information provided.
Investments can rise and fall in value. Past results or other data or information are not necessarily indicative of future results. The decision to invest or trade and the method selected is a personal decision and may involve risk. Any information provided must not be construed as providing recommendations in relation to any securities or other financial products. The information provided does not constitute and must not be construed as an offer of securities or other financial products, nor is it an invitation to you to take up securities or other financial products.
We as the creator or provider of the information in this website therefore, to the extent permissible by law, expressly disclaim all and any liability to any person with respect of anything, and of the consequences of anything, done or omitted to be done in reliance upon the information provided. The recipient of this information releases absolutely us and any associated trusts, companies or other entities, employees, associates or consultants from any and all responsibility, liability, demand or claim for any loss that may be result from the recipient’s use of this information.
- Buying Online
Purchasing products or services on this website is restricted to individuals 18 years of age or older. Individuals below the age of 18 may have purchases made on their behalf by a parent or guardian. Should we suffer any loss or damage as a result of a transaction entered into by a minor, we reserve the right to seek compensation for such losses from the parents or guardians of the minor who caused the order to be placed.
All products and services listed on this website are described to the best of our abilities and using the information available to us at the time. Care is taken to ensure that this information is correct, but we cannot eliminate the possibility of human error or incorrect information provided to us by suppliers or distributors or other third parties. Therefore, you agree this is not our responsibility and not to make any claim or demand against us in this regard. We reserve the right to change any information including but not limited to pricing, specifications, descriptions, or product names without notice.
All orders on this website must be pre-paid before fulfilment. All orders are placed in Australian dollars unless otherwise stated. In the case that you pay for an order with your credit card, we do not store your credit card number on our servers, however it may be retained by a third party payment gateway provider. In the case of offline payment, we will contact you to arrange payment. This process must be completed before your order can be shipped or completed.
We make every effort to use sound security to protect your private information. However, this may be also subject to the platforms, products or services from third party providers, such payment gateways (eg Paypal). You acknowledge the security of communications or data sent by electronic means cannot be guaranteed. You provide information to us via the internet at your own risk. We cannot accept responsibility for the use of, or unauthorised access to, your personal information where the security of information is not wholly within our control. Therefore, you agree this is not our responsibility and not to make any claim or demand against us in this regard.
Similarly, you acknowledge and agree when accessing our website your computer or other device should have adequate privacy and virus protection software or other safeguards. Therefore, you agree losses incurred from such things are not our responsibility and you agree not to make any claim or demand against us in this regard.
- Limitation of Liability
Your use of this website is undertaken at your own risk. To the extent permitted under the Trade Practices Act 1974 (Cth) and other relevant laws, this website and all information, content, materials, products and services included or otherwise made available are provided on an ‘as is’ basis, unless otherwise specified. We make no representations or warranties of any kind, express or implied, as to the accuracy of information on this website. By continued use of this website, you agree that we will not be held liable for any damages of any kind arising from the use of this website or from any information, content, materials, products or services therein. In the case of goods or services supplied or offered via this website, our liability will be limited to the amount paid by yourself (excluding any shipping and/or handling charges) for those goods and services.
Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold us harmless from any claim or demand, including reasonable legal fees, whatsoever arising out of or referable to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise. You expressly understand and agree that your use of the service is at your sole risk and that this website is provided on an “as is” and “as available” basis.
- Other Terms
If any term or condition is found by a court, tribunal or like authority of competent jurisdiction to be invalid, illegal or unenforceable in any way, then the validity, legality or enforceability of the remaining terms and conditions contained here shall not in any way be so affected or impaired.
This Agreement is governed by the laws of Queensland Australia, and you and we agree to submit to the jurisdiction of the Queensland courts.
We endeavour to conduct our business in a way to protect any personal information given to us by you. In particular-
- We will not give your name or personal information to any third party, except as may be required by law or with your consent.
- You acknowledge and agree if you download a free or paid report, product or other material, we may place you on our general mailing list for similar products, special offers or other relevant information.
- If you buy goods from us, your credit or debit card details go direct to the third party payment gateway or provider, such as Paypal. We do not maintain any of your payment details in any database. We just maintain accounting records necessary for tax purposes, and other records related to the ordinary course of business.
- If you join or subscribe to any of our mailing lists or other lists through the website or otherwise, such as a newsletter, we maintain only those details necessary to service your subscription, and that database is not used for any other purpose, unless you consent. Occasionally, we may send to you other special notices that may be relevant to you, such as a special offer, and you consent and agree to receive such notices until such time as you unsubscribe or remove yourself from the relevant list. You also acknowledge our mailing or other lists may be managed by a third party provider, such as Mailchimp or Aweber.
- We may use third-party advertising or marketing businesses to provide marketing services, and they may use information about you or your visits, for example to measure advertising effectiveness.
- Concerning the use of any third party businesses referred to above, or otherwise, please be aware that their conduct is beyond our control, and we are not responsible for their privacy practices or their use of data or information. We encourage users to read their privacy statements. Our privacy statement here applies solely to information collected and managed by us. Therefore, we can accept no responsibility for the use of data or information obtained by such third parties.